What would you say if you were asked “what two things do you always need more of?”  I suspect near the top of your list I would find mention of pennies and patience.  In some way or another, we can all use more money and a higher level of endurance with the events of life.  As we launch into the opening of James 5, James addresses these two areas – how do we humbly approach our financial resources while we wait patiently on our coming Lord.